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Insurance is a contract between two parties in which one party the insurer in return of certain and agreed amount of money called the premium, assure the other party, the insured to make good any financial loss, the insured may suffer as a result of occurrence of the specified, insured and unforeseen events (perils), that take place within the period described in the contract

The following classes of insurance may be arranged:

  • Homeowners Insurance
  • Commercial property
  • Building under construction
  • Cars
  • Computer
  • Money
  • Goods in Transit
  • Liability
  • Bonds
  • Consequential Loss
  • Fidelity
  • Personal Accident
  • Marine Insurance
  • Financial compensation
  • Peace of mind
  • Security
  • Quick recovery from a loss
  • Owner
  • Authorized Agent
  • In the case of property insurance, you should ensure the replacement cost of the property.
  • In the case of comprehensive motor insurance, you should ensure the market value of the vehicle.
  • The nature of the claim may not be clear cut
  • Cooperation of other parties may not be conducive to speedy processing/liability may be in dispute
  • Documentation may be inadequate/outstanding