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Financial Report

Nepal Insurance | Gross Premium
Types of Insurance 2073/74 2074/75 2075/76 2076/77 2077/78
Fire 3064.39 3103.28 3329.18         3,166.84       3,691.76
Marine 576.6 725.49 777.83             500.61          601.27
Motor 2586.36 3367.77 5106.7         5,136.34       5,994.56
Engineering 298.53 589.74 1286         1,183.72       1,501.53
Aviation 0 0 0                  0.67               2.37
Miscellaneous 704.21 794.29 883.15         1,190.27       1,243.73
Micro 145.25 206.7 402.52             472.86          766.06
Laghu   0 4.53             154.80          407.15
Total 7375.34 8787.27 11789.91       11,806.12    14,208.43

 

Nepal Insurance | Revenue
Particulars 2073/74 2074/75 2075/76 2076/77 2077/78
Gross Premium       7,375.34       8,787.28    11,789.92    11,806.12    14,208.43
Reinsurance, Pool & Profit Commission       1,099.65       1,128.56       1,802.22       1,640.02       1,843.22
Unexpired Risk Reserve previous Year       1,807.77       1,503.75       2,198.39       2,627.56       3,339.87
Intimated Claims Provision Previous Year       4,042.72       3,249.02       3,098.15       3,223.28       3,447.07
Other Income          568.85       1,012.88       1,615.02       1,841.25       3,090.62
Total Revenue    14,894.33    15,681.48    20,503.71    21,138.23    25,929.22

 

Nepal Insurance | Expenditure
Particulars 2073/74 2074/75 2075/76 2076/77 2077/78
Reinsurance Premium       5,271.78       4,890.75       7,195.68       5,112.33       7,324.79
Reinsurance Commission Expenses               2.66             13.73             17.34             70.05             48.50
Net Claim       2,712.84       1,917.28       2,288.70       1,718.12       2,799.65
Agency Commission          192.54          192.07          277.58          224.67          238.28
Insurance Levy             30.92             44.79             54.13             66.94             70.04
Other Direct Expenses               0.18                    -                      -               44.72          131.90
Management Expenses       1,371.13       1,621.43       2,511.77       2,471.84       2,401.84
Unexpired Risk Reserve this Year       1,545.77       2,239.49       2,706.40       3,346.90       3,441.82
Intimated Claims Provision this Year       3,098.15       3,249.02       3,223.28       3,447.07       3,978.89
Total Expenditure    14,225.96    14,168.55    18,274.88    16,502.63    20,435.71

 

Nepal Insurance | Operating Costs
Particulars 2073/74 2074/75 2075/76 2076/77 2077/78
Staff Bonus       151.35       133.67       324.98       422.43       490.61
Income Tax       420.92       453.99       875.63   1,314.21   1,502.84
Deferred Tax         58.67       (65.17)         55.66       133.90         81.55

 

Nepal Insurance | Cost Transfer to BS
Particulars 2073/74 2074/75 2075/76 2076/77 2077/78
Insurance Fund       1,358.07   1,952.10   2,976.68   4,220.98   5,712.14
General Reserve       1,546.62   2,305.72   3,329.54   3,600.51   3,654.74
Previous Year Expenses             18.99                -           17.83       (27.75)         48.97
Other Reserve                    -                  -                  -                  -                  -  
Net Profit/Loss b/d        (381.37)                -         593.28       760.76       741.90
Net Profit/Loss       1,151.23   1,188.06   2,104.81   2,622.51   3,063.86
Bonus Share          280.42       764.33       547.77       920.25   1,366.57
Dividend             14.76                -         317.13       230.06         71.92
Profit/Loss Transfer to BS                    -         593.28       760.76       741.90       816.03

 

 

Nepal Insurance | Fund
Particulars 2073/74 2074/75 2075/76 2076/77 2077/78
Shareholder Fund   5,831.43    10,550.78    16,720.08    19,140.27    22,083.24
Paid Up Capital   2,876.08      6,176.39    10,191.04    10,955.37    12,423.39
General Reserve       909.85          909.85          909.85          909.85          909.85
Capital Reserve            1.44              1.44              1.44              1.44              1.44
Insurance Fund   1,358.07      1,952.10      2,976.68      4,220.98      5,712.14
Catastrophe Reserve         50.66          116.58          222.82          363.41          292.97
Deferred Tax Reserve       354.91          289.74          345.39          479.30          560.84
Proposed Bonus Share       280.42          764.33          547.77          920.25      1,366.57
Capitalized Left Bonus Share                -                     -            764.33                   -                     -  
Share Premium                -                     -                     -                     -                     -  
Net Profit(Loss)   1,151.23      1,188.06      2,104.81      2,622.51      3,063.86